Dealing with damage to your commercial property can be a major setback for any business. Whether it's due to fire, hail, windstorms, theft, hurricanes, mold growth, roof leaks, burst pipes, or other similar events, your commercial property insurance policy should offer protection.

However, have you found yourself in a situation where your insurance company has denied your claim, caused significant delays in the process, or offered a settlement that doesn't seem to cover the full extent of the damage? If you're feeling lost and unsure of what steps to take next, our team is here to guide you through the process of seeking the insurance funds you are entitled to from your insurance provider. We operate on a contingency fee basis, meaning you won't incur any fees or costs unless we successfully recover compensation for you.

Any level of damage to your commercial building, from minor repairs to a complete loss of the property, can have a severe impact on your business operations and financial stability. Every business owner deserves to receive fair and complete compensation for their losses. If your insurance company has unfairly denied your legitimate claim or significantly undervalued the damages, we are prepared to advocate for your rights and help you obtain the compensation you are entitled to under your policy.

It's crucial to understand that while you have a commercial property insurance policy, the insurance company's priorities may not always align with your best interests. Remember that insurance companies operate as businesses, and their profitability is often linked to minimizing payouts on claims. Their objective might be to persuade you to accept a lower settlement than what your claim is actually worth. They are not primarily focused on being impartial or generous. If you believe that the settlement offer you've received is less than the true value of the damage to your commercial property, or if your claim has been outright denied, it's wise to seek expert legal advice. Contact us at (561) 210-7780 to discuss your situation with a lawyer experienced in commercial property insurance claims.

Furthermore, if you are uncertain about whether the damage your commercial property sustained is covered under the terms of your insurance policy, don't hesitate to reach out to our team for a free, no-obligation consultation. We can review your policy and the details of your situation to provide clarity and guidance on your potential claim.

• 1. Denial of Coverage for Fire Damage: Disputes arise over the cause of the fire, policy exclusions, or allegations of arson or negligence by the business owner.
• 2. Underpaid or Denied Water Damage Claims: This can involve burst pipes, roof leaks, or HVAC system failures, with disagreements on the extent of damage or policy coverage for the specific water source.
• 3. Hurricane or Windstorm Damage Disputes: Insurers may contest the extent of the damage, argue it was pre-existing, or misinterpret policy language regarding wind vs. flood damage (which often requires separate policies).
• 4. Hail Damage Claim Denials: Disagreements can occur regarding the severity of the hail, whether the damage warrants replacement or repair, or if the damage was caused by a prior event.
• 5. Theft and Vandalism Claim Issues: Insurers might dispute the value of stolen items, claim insufficient security measures were in place, or allege the damage wasn't truly vandalism.
• 6. Business Interruption Losses: When property damage forces a business to close, insurers may dispute the amount of lost income, the duration of the interruption, or whether the losses are directly attributable to the covered damage.
• 7. Mold Damage Claim Denials: Policies often have limitations or exclusions on mold coverage, leading to disputes over the cause of the mold and the extent of coverage.
• 8. Structural Collapse Claims: Insurers may argue the collapse was due to excluded causes like faulty construction, wear and tear, or lack of maintenance rather than a covered peril.
• 9. Vehicle Impact Damage: When a vehicle crashes into a commercial building, disputes can arise over the insurer's responsibility versus the at-fault driver's insurance.
• 10. Bad Faith Claim Handling: If the insurance company unreasonably delays, denies, or underpays a valid claim without proper investigation, the attorney may sue for bad faith practices in addition to the property damage itself.

We have experience and years of litigation experience. Our hardworking team consists of our attorneys, paralegal and administration staff. Let us work with you to get the best settlement award from your insurance company.

Commercial Property Damage Lawyer Tampa